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Transaction-Specific Fields

To make an authorization request into a credentialed transaction, you must include additional fields that inform
Barclays
to either store the customer's payment information for future use, or to use an already stored card-on-file for the payment. This section describes the additional required fields that create an initial and subsequent credentialed transaction.

Initial Transactions

For an initial transaction, include these fields with a standard authorization request:
processingInformation.authorizationOptions. initiator. credentialStoredOnFile
Set the value to
true
.
processingInformation. authorizationOptions. initiator. merchantInitiatedTransaction.reason
Some processors and card types require a reason code when storing payment credentials.
processingInformation. authorizationOptions. initiator. type
Set the value to
customer
.
processingInformation. commerceIndicator
Set to one of these possible values:
  • internet
    : Online transaction.
  • MOTO
    : Mail order/telephone order transaction.
  • A payer authentication value.
{ "processingInformation": { "commerceIndicator": "internet", "authorizationOptions": { "initiator": { "type": "customer", "credentialStoredOnFile": true, "merchantInitiatedTransaction": { "reason": "7" } } } } }
When you receive the initial transaction response, save the transaction identifier, which is located in the
id
field. You need the transaction identifier for subsequent transactions. If you are using the
Token Management Service
(
TMS
),
Barclays
stores the transaction identifier for you.

Subsequent Transactions

For a subsequent transaction, include these fields with a standard authorization request:
processingInformation.authorizationOptions. initiator. merchantInitiatedTransaction. previousTransactionID
  • American Express: Set the value to the transaction ID from the original transaction.
  • Discover: Set the value to the transaction ID from the original transaction.
  • Visa: set the value to the last successful transaction ID.
processingInformation. authorizationOptions. initiator. merchantInitiatedTransaction.reason
Some processors and card types require a reason code when you use stored payment credentials.
processingInformation. authorizationOptions. initiator. storedCredentialUsed
Set the value to
true
.
processingInformation. authorizationOptions. initiator. type
Set the value to
merchant
for MIT transactions.
processingInformation. commerceIndicator
Set to one of these possible values:
  • install
    : Installment payment
  • internet
    : E-commerce order
  • MOTO
    : Mail order or telephone order
  • recurring
    : Recurring payment
  • A payer authentication value.
{ "processingInformation": { "commerceIndicator": "internet", "authorizationOptions": { "initiator": { "type": "merchant", "storedCredentialUsed": true, "merchantInitiatedTransaction": { "reason": "7", "previousTransactionId": "123456789123" } } } } }