2.3: Stand-In Frictionless Authentication is Attempted

This test verifies how your system reacts when the cardholder is enrolled in

3-D Secure

but the card issuer does not support 3-D Secure, requiring a stand-in authentication experience.

Card Type	Test Card Number
	3-D Secure 2.1.0	3-D Secure 2.2.0
American Express Card Type = 003	—	34000 00 0000 2872
Diners Club Card Type = 005	—	601100 00 0000 2646
Discover Card Type = 004	—	601100 00 0000 2646
Mastercard Card Type = 002	—	520000 00 0000 2482
Visa Card Type = 001	—	400000 00 0000 2719

VERes enrolled =

Y

PARes status =

A

CAVV =

<CAVV value>

AVV =

<AVV value>

(Mastercard only)

XID =

<XID value>

(American Express only)

This table lists the expected ECI raw values and their respective string values. These values indicate whether the payer was authenticated by the card network. These values should be passed under this test condition when a transaction is submitted for payment authorization.

Network	ECI Raw Value	ECI String Value
American Express	06	aesk_attempted
Diners Club	06	pb_attempted
Discover	06	dipb_attempted
Mastercard	01	spa
Visa	06	vbv_attempted

No results are returned.

If you request Check Enrollment and Authorization services separately, add the required payer authentication values (CAVV and ECI) to your authorization request. If you request the Check Enrollment and Authorization services together, the process described above occurs automatically.