API Overview

Payments Developer Guide
- Recent Revisions to This Document

Introduction to Payments
- Financial Institutions and Payment Networks
- Card Types
- Transaction Types
- Payment Services
  - Authorizations
    - Micropayment Authorizations
    - Online Authorizations
    - Offline Authorizations
    - Incremental Authorizations
      - Scenario for the Incremental Authorization Service
    - Pre-Authorizations
    - Payment Network Token Authorizations
    - Authorization Workflow
  - Sale
    - Dual-Message Processing
      - Partial Authorizations
    - Single-Message Processing
  - Authorization Reversals
  - Captures
    - Capture Workflow
  - Credits
    - Credit Workflow
  - Voids
- Payment Features
  - Debit and Prepaid Card Payments
  - Airline Data
    - Barclays Airline Data Processing
    - Airline Data Reference Information
      - Airline Document Type Codes
      - Ancillary Service Category Codes
  - Level II and Level III Data
  - Mastercard Payment of Winnings Stand-Alone Credits
  - Payer Authentication
  - Relaxed Requirements for Address Data and Expiration Date in Payment Transactions
  - Introduction to Credentialed Transactions
  - Token Management Service
- Testing the Payment Services
  - Requirements for Testing
  - Test Card Numbers
  - Test American Express Card Verification

Debit and Prepaid Card Processing
- Processing Debit and Prepaid Authorizations

Airline Data Processing
- Airline Travel Legs
- Capture an Airline Ticket Payment
- Issue a Credit

Level III Processing
- Captures with Level III Data
- Credits with Level III Data
- Sales with Level III Data
- Refunds with Level III Data

Mastercard Processing
- Mastercard Payment of Winnings Processing

Payer Authentication Processing
- Providing Payer Authentication Information for Authorization
- American Express SafeKey
- Discover/Diners ProtectBuy
- Mastercard Identity Check
- Visa Secure

Split Shipments Processing
- Authorizing a Sale for a Product Not Yet Available
- Processing Two Authorizations and a Capture for Multiple Products
- Processing an Authorization and Two Captures for Multiple Products

Processing Payments Using Credentials
- Customer-Initiated Transactions with Credentials on File
  - Storing Customer Credentials with a CIT and PAN
  - Storing Customer Credentials with a CIT and TMS
  - Retrieving Stored Customer Credentials During a CIT
- Delayed Transaction
  - Merchant-Initiated Delayed Transaction with PAN
  - Merchant-Initiated Delayed Transaction with TMS
- Incremental Transaction
  - Merchant-Initiated Incremental Transaction with PAN
  - Merchant-Initiated Incremental Transaction with TMS
- No-Show Transactions
  - Merchant-Initiated No-Show Transactions with PAN
  - Merchant-Initiated No-Show Transaction with TMS
- Reauthorization Transaction
  - Merchant-Initiated Reauthorization Transactions with PAN
  - Merchant-Initiated Reauthorization Transactions with TMS
- Resubmission Transaction
  - Merchant-Initiated Resubmission Transaction with PAN
  - Merchant-Initiated Resubmission Transaction with TMS
- Recurring Payments
  - Customer-Initiated Recurring Payment with PAN
  - Customer-Initiated Recurring Payment with TMS
  - Customer-Initiated Recurring Payment with Enrollable Network Tokens
  - Merchant-Initiated Recurring Payments with PAN
  - Merchant-Initiated Recurring Payments with TMS
- Mastercard Standing Order Payments
  - Mastercard Initial CIT Standing Order Payment
  - Mastercard Initial CIT Standing Order Payment with TMS
- Mastercard Subscription Payments
  - Mastercard CIT Initial Subscription Payment
  - Mastercard CIT Initial Subscription Payment with TMS
- Unscheduled COF Payments
  - Customer-Initiated Unscheduled COF Payment with PAN
  - Customer-Initiated Unscheduled COF Payments with TMS
  - Customer-Initiated Unscheduled COF Payment with Enrollable Network Tokens
  - Merchant-Initiated Unscheduled COF Payments with PAN
  - Merchant-Initiated Unscheduled COF Payments with TMS

Token Management Service Processing
- Authorizing a Payment with a Customer Token
- Authorizing a Payment with a Non-Default Shipping Address
- Authorizing a Payment with a Non-Default Payment Instrument
- Authorizing a Payment with a Payment Instrument
- Authorize a Payment with an Instrument Identifier
- Authorize a Payment While Ignoring Network Token
- Authorizing a Payment with a Legacy Token
- Making a Credit with a Customer Token
- Making a Credit with a Non-Default Payment Instrument
- Making a Credit with a Payment Instrument
- Making a Credit with an Instrument Identifier
- Making a Credit with a Legacy Token

On This Page

Recent Revisions to This Document

25.09.01

This revision contains only editorial changes and no technical updates.

25.08.01

This revision contains only editorial changes and no technical updates.

25.07.01

Airline Data: Added airline data for the Barclays processor. See Airline Data Processing.
Level III Data: Added level III data for the Barclays processor. See Level III Processing.
Payer Authentication: Added American Express SafeKey for the Barclays processor. See American Express SafeKey.
Split Shipments: Added split shipments for the Barclays processor. See Split Shipments Processing.

25.05.01

International Transaction Compliance: Added a section about international transaction compliance. See Compliance.

25.04.01

This revision contains only editorial changes and no technical updates.

25.03

This revision contains only editorial changes and no technical updates.

25.02

This revision contains only editorial changes and no technical updates.

25.01

Added a testing section. See Testing the Payment Services.

Credentialed Transactions: Removed Mastercard required field for retrieving customer credentials during a CIT request. See Card-Specific Required Field for Retrieving Customer Credentials During a CIT.

24.14

This revision contains only editorial changes and no technical updates.

24.13

Removed unavailable features.

24.12

This revision contains only editorial changes and no technical updates.

24.11

This revision contains only editorial changes and no technical updates.

24.10

This revision contains only editorial changes and no technical updates.

24.09

This revision contains only editorial changes and no technical updates.

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