API Overview

Account Updater
- Recent Revisions to This Document

Introduction to Account Updater
- Tokenization
  - Token Harvest Updates
  - Token Selective Batch Updates
- Storing PANs
- Enabling Account Updater
  - Smartpay Fuse Portal Permissions
- Terms of Use

Token Updates
- Token Harvest
- Token Batch Updates
  - Submitting Visa and Mastercard One-Time Updates
  - Registering Tokens for American Express Daily Updates
  - Batch Creation Request Examples
  - Batch Creation Response Examples
  - Retrieving Batch Status
    - Visa and Mastercard One-Time Updates
    - One-Time Batch Update Response
    - Customer Token Batch Report Responses
  - American Express Daily and Token Harvest Update Reports
  - Retrieving a Batch with a Batch ID
  - American Express Daily Updates

PAN Updates
- Creating Security Keys
  - Authentication Key
  - PGP Public/Private Key
- Formatting a Request File
  - Request Header Record
  - Request Detail Record
  - Request Footer Record
  - Request File Examples
- Uploading a Request File
- Email Notification
- Viewing the Status of a Batch File
- Downloading a Response File
- Response File Records
  - Response Header Record
  - Response Detail Record
  - Response Footer Record
  - Response File Examples

Testing
- American Express Test Card Numbers
- Mastercard Test Card Numbers
- Visa Test Card Numbers

API Fields
- Request Fields
- Response Fields

PAN Upload Response Codes and Reason Codes

On This Page

Enabling Account Updater

Contact your account representative who submits enrollment forms on your behalf to Mastercard and Visa. The enrollment process can take up to 10 business days.

For American Express Cardrefresher, contact your American Express representative to ensure that your organization is enabled for Cardrefresher using your existing American Express credentials.

IMPORTANT

If you are going to process Account Updater requests on behalf of merchants for whom you are not the merchant of record, you must enroll in Account Updater as a billing aggregator.

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