Microform Integration

Microform Integration
replaces the PAN and CVN fields with a transient token. Transient tokens exist for 15 minutes or until the first authorization request that uses the transient token. The transient token can be converted into a permanent token using the Create Token API service. Both the PAN and CVN fields are encrypted during transmission to
Smartpay Fuse
for tokenization.
Microform Integration
offers these benefits:
  • Merchant-hosted payment page which allows you to apply for SAQ A PCI DSS scope.
  • Smartpay Fuse
    -hosted iFrames for PAN and CVN fields
Microform Integration
only supports token creation. Other payment services like authorization, authorization reversal, capture, credit, sale, and void must be implemented using back-end API integration.